lot of study. but in rick's view, when you're settled back in the big chair, it really will seem worth it. >> sweet. rick and his wife are celebrating this new year's eve in sydney, australia, flying business class, staying in a low tell for free, naturally. next up, the national memory champ is going to share his astonishing method to help those of us who can't even remember where we put our keys. [ male announcer ] this is steve. he loves risk. but whether he's climbing everest, scuba diving the great barrier reef with sharks, or jumping into the market, he goes with people he trusts, which is why he trades with a company that doesn't nickel and dime him with hidden fees. so he can worry about other things, like what the market is doing and being ready, no matter what happens, which isn't rocket science. it's just common sense, from td ameritrade.